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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $634,197 | $111,535+468.6% | $105,223+502.7% | $137,256+362.1% |
| Participation rate | 85.7% | 78.1%+7.6pp | 75.0%+10.7pp | 80.0%+5.8pp |
| Annual return | 12.92% | 237.85%-224.9pp | 180.65%-167.7pp | 220.34%-207.4pp |
| Employer contribution / active EE | $18,904 | $3,939+379.9% | $3,689+412.5% | $4,156+354.9% |
| Participant deferral / active EE | $11,229 | $5,500+104.2% | $5,072+121.4% | $6,407+75.3% |
| Admin fee / account holder | $1,264 | $9,721-87.0% | $8,859-85.7% | $12,270-89.7% |