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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,264 | $100,073-68.8% | $85,126-63.3% | $145,877-78.6% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 11.12% | 84.11%-73.0pp | 66.63%-55.5pp | 551.28%-540.2pp |
| Employer contribution / active EE | $4,610 | $3,236+42.4% | $2,731+68.8% | $4,663-1.1% |
| Participant deferral / active EE | $9,381 | $5,294+77.2% | $4,523+107.4% | $6,691+40.2% |
| Admin fee / account holder | $27,294 | $7,261+275.9% | $6,160+343.1% | $13,402+103.7% |