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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,264 | $100,203-68.8% | $85,240-63.3% | $145,897-78.6% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 11.12% | 84.28%-73.2pp | 66.75%-55.6pp | 552.29%-541.2pp |
| Employer contribution / active EE | $4,610 | $3,242+42.2% | $2,735+68.5% | $4,663-1.1% |
| Participant deferral / active EE | $9,381 | $5,299+77.1% | $4,527+107.2% | $6,689+40.2% |
| Admin fee / account holder | $27,294 | $7,265+275.7% | $6,165+342.7% | $13,390+103.8% |