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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,141 | $183,539-54.7% | $155,556-46.6% | $145,897-43.0% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 7.87% | 61.31%-53.4pp | 64.84%-57.0pp | 552.29%-544.4pp |
| Employer contribution / active EE | $3,380 | $5,315-36.4% | $4,675-27.7% | $4,663-27.5% |
| Participant deferral / active EE | $1,340 | $6,467-79.3% | $5,631-76.2% | $6,689-80.0% |
| Admin fee / account holder | $742 | $19,275-96.2% | $15,885-95.3% | $13,390-94.5% |