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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $744,188 | $88,778+738.3% | $81,844+809.3% | $145,884+410.1% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 17.66% | 1033.03%-1015.4pp | 778.87%-761.2pp | 551.85%-534.2pp |
| Employer contribution / active EE | $23,185 | $3,087+651.0% | $2,916+695.0% | $4,662+397.3% |
| Participant deferral / active EE | $15,000 | $4,648+222.7% | $4,323+246.9% | $6,690+124.2% |
| Admin fee / account holder | $542 | $8,430-93.6% | $7,355-92.6% | $13,392-96.0% |