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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,731 | $213,785+67.8% | $185,441+93.4% | $155,188+131.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 15.11% | 19.97%-4.9pp | 20.16%-5.1pp | 148.84%-133.7pp |
| Employer contribution / active EE | $2,828 | $5,393-47.6% | $4,672-39.5% | $4,248-33.4% |
| Participant deferral / active EE | $975 | $6,864-85.8% | $6,152-84.2% | $6,531-85.1% |
| Admin fee / account holder | $5,204 | $21,134-75.4% | $17,890-70.9% | $14,480-64.1% |