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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,731 | $184,014+94.9% | $161,149+122.6% | $138,895+158.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 15.11% | 21.52%-6.4pp | 21.16%-6.0pp | 145.39%-130.3pp |
| Employer contribution / active EE | $2,828 | $5,055-44.1% | $4,360-35.2% | $4,194-32.6% |
| Participant deferral / active EE | $975 | $6,909-85.9% | $6,153-84.2% | $6,396-84.8% |
| Admin fee / account holder | $5,204 | $18,027-71.1% | $15,194-65.8% | $12,562-58.6% |