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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,698 | $156,398+218.2% | $147,318+237.8% | $138,895+258.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 7.18% | 78.75%-71.6pp | 70.43%-63.2pp | 145.39%-138.2pp |
| Employer contribution / active EE | $10,066 | $4,853+107.4% | $4,593+119.2% | $4,194+140.0% |
| Participant deferral / active EE | $46,000 | $8,237+458.4% | $7,906+481.8% | $6,396+619.2% |
| Admin fee / account holder | $228,101 | $14,976+1423.1% | $13,708+1564.0% | $12,562+1715.8% |