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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $38,880 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,892 |
Filed as: COTA STREET INVESTMENT MANAGEMENT Service code 28 24 E. COTA STREET · SANTA BARBARA, CA 93101 | Investment Management | $2,098 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,811 | $106,264-61.6% | $147,117-72.3% | $77,762-47.5% |
| Participation rate | 71.4% | 78.4%-7.0pp | 82.2%-10.8pp | 70.6%+0.8pp |
| Annual return | 16.89% | 56.94%-40.0pp | 420.54%-403.6pp | 31.27%-14.4pp |
| Employer contribution / active EE | $1,608 | $4,074-60.5% | $4,932-67.4% | $2,728-41.1% |
| Participant deferral / active EE | $5,361 | $8,003-33.0% | $8,065-33.5% | $4,651+15.3% |
| Admin fee / account holder | $257 | $334-23.1% | $12,993-98.0% | $433-40.6% |