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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $38,880 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,892 |
Filed as: COTA STREET INVESTMENT MANAGEMENT Service code 28 24 E. COTA STREET · SANTA BARBARA, CA 93101 | Investment Management | $2,098 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,811 | $106,110-61.5% | $147,005-72.2% | $77,671-47.5% |
| Participation rate | 71.4% | 78.4%-7.0pp | 82.2%-10.7pp | 70.6%+0.8pp |
| Annual return | 16.89% | 56.77%-39.9pp | 418.76%-401.9pp | 31.21%-14.3pp |
| Employer contribution / active EE | $1,608 | $4,065-60.4% | $4,934-67.4% | $2,726-41.0% |
| Participant deferral / active EE | $5,361 | $7,992-32.9% | $8,070-33.6% | $4,648+15.3% |
| Admin fee / account holder | $257 | $338-23.8% | $13,006-98.0% | $430-40.2% |