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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,185 | $134,817+4.7% | $123,973+13.9% | $155,188-9.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 16.09% | 515.49%-499.4pp | 388.13%-372.0pp | 148.84%-132.7pp |
| Employer contribution / active EE | $9,309 | $4,425+110.4% | $4,126+125.6% | $4,248+119.2% |
| Participant deferral / active EE | $8,481 | $5,706+48.6% | $5,247+61.6% | $6,531+29.9% |
| Admin fee / account holder | $4,607 | $13,245-65.2% | $11,799-61.0% | $14,480-68.2% |