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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,185 | $111,535+26.6% | $105,223+34.2% | $137,256+2.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.09% | 237.85%-221.8pp | 180.65%-164.6pp | 220.34%-204.2pp |
| Employer contribution / active EE | $9,309 | $3,939+136.3% | $3,689+152.4% | $4,156+124.0% |
| Participant deferral / active EE | $8,481 | $5,500+54.2% | $5,072+67.2% | $6,407+32.4% |
| Admin fee / account holder | $4,607 | $9,721-52.6% | $8,859-48.0% | $12,270-62.5% |