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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,977 | $72,071+368.9% | $68,368+394.4% | $137,256+146.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.97% | 353.14%-336.2pp | 292.57%-275.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $3,664 | $2,788+31.4% | $2,649+38.3% | $4,156-11.8% |
| Participant deferral / active EE | $11,465 | $4,410+160.0% | $4,123+178.1% | $6,407+79.0% |
| Admin fee / account holder | $3,516 | $5,336-34.1% | $5,150-31.7% | $12,270-71.3% |