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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,224 | $183,592-9.5% | $155,574+6.8% | $145,877+13.9% |
| Participation rate | 82.4% | 82.7%-0.3pp | 78.2%+4.1pp | 80.3%+2.1pp |
| Annual return | 12.17% | 61.37%-49.2pp | 64.87%-52.7pp | 551.28%-539.1pp |
| Employer contribution / active EE | $2,607 | $5,317-51.0% | $4,676-44.2% | $4,663-44.1% |
| Participant deferral / active EE | $7,974 | $6,466+23.3% | $5,629+41.7% | $6,691+19.2% |
| Admin fee / account holder | $16,314 | $19,316-15.5% | $15,914+2.5% | $13,402+21.7% |