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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,634 | $87,465-10.1% | $122,979-36.1% | $65,306+20.4% |
| Participation rate | 95.2% | 66.0%+29.2pp | 77.2%+18.0pp | 57.7%+37.5pp |
| Annual return | 22.52% | 19.76%+2.8pp | 20.12%+2.4pp | 21.94%+0.6pp |
| Employer contribution / active EE | $5,139 | $2,156+138.4% | $3,062+67.8% | $1,967+161.2% |
| Participant deferral / active EE | $4,543 | $3,705+22.6% | $5,003-9.2% | $2,959+53.5% |
| Admin fee / account holder | $2,955 | $5,100-42.1% | $12,864-77.0% | $3,480-15.1% |