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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,634 | $79,867-1.5% | $120,344-34.7% | $64,340+22.2% |
| Participation rate | 95.2% | 63.0%+32.2pp | 76.7%+18.5pp | 55.2%+39.9pp |
| Annual return | 22.52% | 21.10%+1.4pp | 20.30%+2.2pp | 24.14%-1.6pp |
| Employer contribution / active EE | $5,139 | $1,925+167.0% | $3,020+70.2% | $1,862+176.1% |
| Participant deferral / active EE | $4,543 | $3,593+26.4% | $5,135-11.5% | $2,980+52.4% |
| Admin fee / account holder | $2,955 | $5,039-41.4% | $12,742-76.8% | $3,703-20.2% |