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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,634 | $85,515-8.0% | $112,040-29.8% | $67,986+15.7% |
| Participation rate | 95.2% | 68.2%+27.0pp | 76.5%+18.7pp | 57.2%+38.0pp |
| Annual return | 22.52% | 29.68%-7.2pp | 24.52%-2.0pp | 31.67%-9.1pp |
| Employer contribution / active EE | $5,139 | $2,191+134.6% | $2,954+74.0% | $2,019+154.6% |
| Participant deferral / active EE | $4,543 | $4,014+13.2% | $5,098-10.9% | $3,358+35.3% |
| Admin fee / account holder | $2,955 | $3,774-21.7% | $12,098-75.6% | $3,203-7.8% |