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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,695 | $172,111-62.4% | $150,298-57.0% | $137,256-52.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.07% | 69.37%-53.3pp | 62.79%-46.7pp | 220.34%-204.3pp |
| Employer contribution / active EE | $3,476 | $4,636-25.0% | $4,154-16.3% | $4,156-16.4% |
| Participant deferral / active EE | $3,707 | $6,166-39.9% | $5,453-32.0% | $6,407-42.1% |
| Admin fee / account holder | $1,648 | $16,471-90.0% | $14,116-88.3% | $12,270-86.6% |