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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,105 | $212,386-59.5% | $199,883-56.9% | $138,895-38.0% |
| Participation rate | 83.3% | 87.4%-4.0pp | 86.8%-3.4pp | 79.9%+3.4pp |
| Annual return | 17.16% | 47.75%-30.6pp | 43.81%-26.6pp | 145.39%-128.2pp |
| Employer contribution / active EE | $0 | $6,625-100.0% | $6,261-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $15,463 | $9,617+60.8% | $9,138+69.2% | $6,396+141.8% |
| Admin fee / account holder | $8,867 | $18,233-51.4% | $17,268-48.7% | $12,562-29.4% |