Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,062 | $72,607-14.5% | $90,259-31.2% | $87,485-29.1% |
| Participation rate | 34.6% | 64.8%-30.2pp | 70.7%-36.1pp | 68.9%-34.3pp |
| Annual return | 14.19% | 18.59%-4.4pp | 18.88%-4.7pp | 26.06%-11.9pp |
| Employer contribution / active EE | $753 | $1,919-60.8% | $2,291-67.2% | $2,596-71.0% |
| Participant deferral / active EE | $2,627 | $3,055-14.0% | $3,827-31.4% | $4,274-38.5% |
| Admin fee / account holder | $9,269 | $5,947+55.9% | $7,267+27.5% | $7,775+19.2% |