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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,163 | $106,749+175.6% | $145,433+102.3% | $82,448+256.8% |
| Participation rate | 82.5% | 75.6%+6.9pp | 82.1%+0.4pp | 68.1%+14.4pp |
| Annual return | 17.18% | 27.59%-10.4pp | 66.58%-49.4pp | 41.64%-24.5pp |
| Employer contribution / active EE | $16,687 | $3,444+384.5% | $4,554+266.4% | $2,551+554.2% |
| Participant deferral / active EE | $15,300 | $6,519+134.7% | $7,897+93.7% | $4,139+269.6% |
| Admin fee / account holder | $2,907 | $8,390-65.3% | $13,129-77.9% | $7,234-59.8% |