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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,608 | $213,785+26.1% | $185,441+45.4% | $155,188+73.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 9.35% | 19.97%-10.6pp | 20.16%-10.8pp | 148.84%-139.5pp |
| Employer contribution / active EE | $4,454 | $5,393-17.4% | $4,672-4.7% | $4,248+4.9% |
| Participant deferral / active EE | $17,445 | $6,864+154.1% | $6,152+183.6% | $6,531+167.1% |
| Admin fee / account holder | $739 | $21,134-96.5% | $17,890-95.9% | $14,480-94.9% |