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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,483 | $129,737+104.6% | $119,126+122.9% | $154,746+71.6% |
| Participation rate | 54.5% | 78.9%-24.3pp | 75.8%-21.2pp | 80.7%-26.2pp |
| Annual return | 18.22% | 379.08%-360.9pp | 282.11%-263.9pp | 172.34%-154.1pp |
| Employer contribution / active EE | $3,662 | $4,375-16.3% | $4,034-9.2% | $4,379-16.4% |
| Participant deferral / active EE | $8,362 | $5,842+43.1% | $5,318+57.2% | $6,730+24.2% |
| Admin fee / account holder | $66 | $11,961-99.5% | $10,693-99.4% | $14,365-99.5% |