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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,757 | $182,442+101.6% | $163,379+125.1% | $138,895+164.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 11.74% | 72.74%-61.0pp | 63.41%-51.7pp | 145.39%-133.7pp |
| Employer contribution / active EE | $36,177 | $4,159+769.8% | $3,752+864.1% | $4,194+762.5% |
| Participant deferral / active EE | $20,667 | $6,817+203.2% | $6,282+229.0% | $6,396+223.1% |
| Admin fee / account holder | $602 | $10,396-94.2% | $9,818-93.9% | $12,562-95.2% |