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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,923 | $196,972+12.2% | $182,262+21.2% | $198,609+11.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 13.22% | 158.27%-145.0pp | 140.60%-127.4pp | 202.70%-189.5pp |
| Employer contribution / active EE | $5,908 | $5,364+10.1% | $5,046+17.1% | $5,055+16.9% |
| Participant deferral / active EE | $3,105 | $8,643-64.1% | $8,276-62.5% | $6,977-55.5% |
| Admin fee / account holder | $24,040 | $18,429+30.4% | $16,712+43.9% | $19,030+26.3% |