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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,455 | $160,028-47.8% | $147,080-43.3% | $145,884-42.8% |
| Participation rate | 45.5% | 84.0%-38.6pp | 82.2%-36.7pp | 80.3%-34.8pp |
| Annual return | 16.26% | 98.60%-82.3pp | 420.17%-403.9pp | 551.85%-535.6pp |
| Employer contribution / active EE | $1,809 | $5,286-65.8% | $4,933-63.3% | $4,662-61.2% |
| Participant deferral / active EE | $4,976 | $8,422-40.9% | $8,066-38.3% | $6,690-25.6% |
| Admin fee / account holder | $13,598 | $15,030-9.5% | $12,989+4.7% | $13,392+1.5% |