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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,108 | $61,125+22.9% | $94,057-20.1% | $87,485-14.1% |
| Participation rate | 100.0% | 64.1%+35.9pp | 73.3%+26.7pp | 68.9%+31.1pp |
| Annual return | 15.96% | 35.20%-19.2pp | 480.62%-464.7pp | 26.06%-10.1pp |
| Employer contribution / active EE | $5,615 | $2,136+162.8% | $2,933+91.4% | $2,596+116.3% |
| Participant deferral / active EE | $6,731 | $3,260+106.5% | $4,709+42.9% | $4,274+57.5% |
| Admin fee / account holder | $2,008 | $5,629-64.3% | $7,244-72.3% | $7,775-74.2% |