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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,195 | $102,385-35.3% | $147,080-55.0% | $80,935-18.2% |
| Participation rate | 70.0% | 75.9%-5.9pp | 82.2%-12.2pp | 67.7%+2.3pp |
| Annual return | 17.85% | 135.09%-117.2pp | 420.17%-402.3pp | 35.66%-17.8pp |
| Employer contribution / active EE | $3,002 | $3,717-19.2% | $4,933-39.1% | $2,757+8.9% |
| Participant deferral / active EE | $6,343 | $6,651-4.6% | $8,066-21.4% | $4,299+47.5% |
| Admin fee / account holder | $2,259 | $7,951-71.6% | $12,989-82.6% | $6,924-67.4% |