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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,195 | $102,393-35.4% | $147,041-55.0% | $80,911-18.2% |
| Participation rate | 70.0% | 75.9%-5.9pp | 82.2%-12.2pp | 67.6%+2.4pp |
| Annual return | 17.85% | 134.95%-117.1pp | 419.21%-401.4pp | 35.63%-17.8pp |
| Employer contribution / active EE | $3,002 | $3,715-19.2% | $4,935-39.2% | $2,756+8.9% |
| Participant deferral / active EE | $6,343 | $6,647-4.6% | $8,071-21.4% | $4,297+47.6% |
| Admin fee / account holder | $2,259 | $7,943-71.6% | $13,006-82.6% | $6,935-67.4% |