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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,195 | $102,382-35.3% | $147,005-55.0% | $80,874-18.2% |
| Participation rate | 70.0% | 75.8%-5.8pp | 82.2%-12.2pp | 67.6%+2.4pp |
| Annual return | 17.85% | 134.89%-117.0pp | 418.76%-400.9pp | 35.62%-17.8pp |
| Employer contribution / active EE | $3,002 | $3,715-19.2% | $4,934-39.2% | $2,756+9.0% |
| Participant deferral / active EE | $6,343 | $6,646-4.6% | $8,070-21.4% | $4,297+47.6% |
| Admin fee / account holder | $2,259 | $7,942-71.6% | $13,006-82.6% | $6,935-67.4% |