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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,867 | $156,398-24.6% | $147,318-20.0% | $138,895-15.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.90% | 78.75%-61.8pp | 70.43%-53.5pp | 145.39%-128.5pp |
| Employer contribution / active EE | $7,360 | $4,853+51.7% | $4,593+60.3% | $4,194+75.5% |
| Participant deferral / active EE | $17,331 | $8,237+110.4% | $7,906+119.2% | $6,396+171.0% |
| Admin fee / account holder | $14,145 | $14,976-5.5% | $13,708+3.2% | $12,562+12.6% |