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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,962 | $117,829+122.3% | $102,423+155.8% | $145,877+79.6% |
| Participation rate | 73.7% | 78.6%-4.9pp | 76.5%-2.8pp | 80.3%-6.6pp |
| Annual return | 15.97% | 31.83%-15.9pp | 29.42%-13.5pp | 551.28%-535.3pp |
| Employer contribution / active EE | $3,277 | $3,615-9.3% | $3,023+8.4% | $4,663-29.7% |
| Participant deferral / active EE | $10,120 | $5,732+76.5% | $5,054+100.2% | $6,691+51.3% |
| Admin fee / account holder | $30,169 | $13,335+126.2% | $9,455+219.1% | $13,402+125.1% |