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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,962 | $117,859+122.3% | $102,438+155.7% | $145,959+79.5% |
| Participation rate | 73.7% | 78.6%-4.9pp | 76.5%-2.8pp | 80.3%-6.6pp |
| Annual return | 15.97% | 31.72%-15.7pp | 29.37%-13.4pp | 561.95%-546.0pp |
| Employer contribution / active EE | $3,277 | $3,615-9.4% | $3,024+8.4% | $4,661-29.7% |
| Participant deferral / active EE | $10,120 | $5,732+76.6% | $5,054+100.3% | $6,689+51.3% |
| Admin fee / account holder | $30,169 | $13,318+126.5% | $9,448+219.3% | $13,398+125.2% |