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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,381 | $87,132-45.6% | $105,624-55.1% | $80,959-41.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 9.91% | 17.03%-7.1pp | 116.20%-106.3pp | 35.67%-25.8pp |
| Employer contribution / active EE | $1,558 | $2,397-35.0% | $3,168-50.8% | $2,757-43.5% |
| Participant deferral / active EE | $3,324 | $3,985-16.6% | $5,013-33.7% | $4,300-22.7% |
| Admin fee / account holder | $8,960 | $8,449+6.1% | $10,961-18.3% | $6,925+29.4% |