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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $685,834 | $129,737+428.6% | $119,126+475.7% | $154,746+343.2% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 12.50% | 379.08%-366.6pp | 282.11%-269.6pp | 172.34%-159.8pp |
| Employer contribution / active EE | $6,228 | $4,375+42.3% | $4,034+54.4% | $4,379+42.2% |
| Participant deferral / active EE | $6,228 | $5,842+6.6% | $5,318+17.1% | $6,730-7.5% |
| Admin fee / account holder | $120 | $11,961-99.0% | $10,693-98.9% | $14,365-99.2% |