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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,329 | $88,702-15.1% | $81,780-7.9% | $145,978-48.4% |
| Participation rate | 26.7% | 75.0%-48.4pp | 72.4%-45.7pp | 80.3%-53.6pp |
| Annual return | 12.88% | 1029.12%-1016.2pp | 776.27%-763.4pp | 550.52%-537.6pp |
| Employer contribution / active EE | $582 | $3,084-81.1% | $2,914-80.0% | $4,662-87.5% |
| Participant deferral / active EE | $1,194 | $4,645-74.3% | $4,321-72.4% | $6,690-82.2% |
| Admin fee / account holder | $774 | $8,414-90.8% | $7,384-89.5% | $13,400-94.2% |