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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,329 | $88,815-15.2% | $81,882-8.0% | $145,897-48.4% |
| Participation rate | 26.7% | 75.1%-48.4pp | 72.4%-45.7pp | 80.3%-53.6pp |
| Annual return | 12.88% | 1033.75%-1020.9pp | 779.47%-766.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $582 | $3,086-81.1% | $2,916-80.0% | $4,663-87.5% |
| Participant deferral / active EE | $1,194 | $4,647-74.3% | $4,323-72.4% | $6,689-82.2% |
| Admin fee / account holder | $774 | $8,434-90.8% | $7,360-89.5% | $13,390-94.2% |