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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,714 | $79,169-10.7% | $100,415-29.6% | $74,478-5.1% |
| Participation rate | 66.9% | 79.4%-12.5pp | 81.5%-14.6pp | 67.2%-0.3pp |
| Annual return | 14.82% | 20.51%-5.7pp | 49.47%-34.7pp | 1370.56%-1355.7pp |
| Employer contribution / active EE | $1,675 | $3,017-44.5% | $3,943-57.5% | $2,626-36.2% |
| Participant deferral / active EE | $5,474 | $7,751-29.4% | $8,091-32.3% | $4,350+25.8% |
| Admin fee / account holder | $3,038 | $1,337+127.2% | $7,906-61.6% | $1,946+56.1% |