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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,894 | $81,358-4.3% | $155,556-49.9% | $80,959-3.8% |
| Participation rate | 23.3% | 66.3%-43.0pp | 78.2%-54.9pp | 67.7%-44.4pp |
| Annual return | 10.83% | 33.39%-22.6pp | 64.84%-54.0pp | 35.67%-24.8pp |
| Employer contribution / active EE | $583 | $3,106-81.2% | $4,675-87.5% | $2,757-78.9% |
| Participant deferral / active EE | $1,816 | $3,455-47.4% | $5,631-67.7% | $4,300-57.8% |
| Admin fee / account holder | $1,655 | $7,994-79.3% | $15,885-89.6% | $6,925-76.1% |