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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,827 | $177,156-92.8% | $147,027-91.3% | $154,746-91.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 19.34% | 21.94%-2.6pp | 20.23%-0.9pp | 172.34%-153.0pp |
| Employer contribution / active EE | $1,339 | $4,336-69.1% | $3,626-63.1% | $4,379-69.4% |
| Participant deferral / active EE | $1,536 | $5,797-73.5% | $4,933-68.9% | $6,730-77.2% |
| Admin fee / account holder | $770 | $14,904-94.8% | $12,223-93.7% | $14,365-94.6% |