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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,827 | $161,352-92.1% | $134,172-90.4% | $137,256-90.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 19.34% | 28.72%-9.4pp | 25.30%-6.0pp | 220.34%-201.0pp |
| Employer contribution / active EE | $1,339 | $4,099-67.3% | $3,420-60.8% | $4,156-67.8% |
| Participant deferral / active EE | $1,536 | $5,552-72.3% | $4,690-67.2% | $6,407-76.0% |
| Admin fee / account holder | $770 | $15,028-94.9% | $12,016-93.6% | $12,270-93.7% |