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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,075 | $86,949+38.1% | $102,460+17.2% | $80,959+48.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 28.07% | 18.89%+9.2pp | 29.47%-1.4pp | 35.67%-7.6pp |
| Employer contribution / active EE | $5,114 | $2,370+115.8% | $3,025+69.1% | $2,757+85.5% |
| Participant deferral / active EE | $6,169 | $4,121+49.7% | $5,056+22.0% | $4,300+43.4% |
| Admin fee / account holder | $2,214 | $8,048-72.5% | $9,460-76.6% | $6,925-68.0% |