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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,326 | $106,749+124.2% | $145,433+64.6% | $82,448+190.3% |
| Participation rate | 57.7% | 75.6%-18.0pp | 82.1%-24.4pp | 68.1%-10.4pp |
| Annual return | 16.19% | 27.59%-11.4pp | 66.58%-50.4pp | 41.64%-25.4pp |
| Employer contribution / active EE | $2,769 | $3,444-19.6% | $4,554-39.2% | $2,551+8.6% |
| Participant deferral / active EE | $6,729 | $6,519+3.2% | $7,897-14.8% | $4,139+62.6% |
| Admin fee / account holder | $2,235 | $8,390-73.4% | $13,129-83.0% | $7,234-69.1% |