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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,197 | $102,422-50.0% | $147,117-65.2% | $80,959-36.8% |
| Participation rate | 40.7% | 75.9%-35.2pp | 82.2%-41.5pp | 67.7%-27.0pp |
| Annual return | 12.15% | 135.16%-123.0pp | 420.54%-408.4pp | 35.67%-23.5pp |
| Employer contribution / active EE | $1,133 | $3,717-69.5% | $4,932-77.0% | $2,757-58.9% |
| Participant deferral / active EE | $5,100 | $6,652-23.3% | $8,065-36.8% | $4,300+18.6% |
| Admin fee / account holder | $20,877 | $7,953+162.5% | $12,993+60.7% | $6,925+201.5% |