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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,809 | $125,193-59.4% | $105,591-51.9% | $145,978-65.2% |
| Participation rate | 90.0% | 77.6%+12.4pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 23.92% | 225.53%-201.6pp | 116.43%-92.5pp | 550.52%-526.6pp |
| Employer contribution / active EE | $5,979 | $3,718+60.8% | $3,166+88.9% | $4,662+28.3% |
| Participant deferral / active EE | $10,165 | $5,708+78.1% | $5,008+102.9% | $6,690+51.9% |
| Admin fee / account holder | $1,669 | $17,277-90.3% | $11,024-84.9% | $13,400-87.5% |