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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,718 | $88,672-53.0% | $105,223-60.4% | $82,448-49.4% |
| Participation rate | 87.5% | 67.9%+19.6pp | 75.0%+12.5pp | 68.1%+19.4pp |
| Annual return | 11.93% | 30.86%-18.9pp | 180.65%-168.7pp | 41.64%-29.7pp |
| Employer contribution / active EE | $3,082 | $3,048+1.1% | $3,689-16.5% | $2,551+20.8% |
| Participant deferral / active EE | $1,611 | $4,036-60.1% | $5,072-68.2% | $4,139-61.1% |
| Admin fee / account holder | $3,039 | $7,146-57.5% | $8,859-65.7% | $7,234-58.0% |