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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,820 | $63,703-28.1% | $93,063-50.8% | $82,448-44.4% |
| Participation rate | 91.2% | 63.8%+27.4pp | 72.1%+19.1pp | 68.1%+23.2pp |
| Annual return | 17.46% | -775.43%+792.9pp | 34.15%-16.7pp | 41.64%-24.2pp |
| Employer contribution / active EE | $2,772 | $1,729+60.4% | $2,476+12.0% | $2,551+8.7% |
| Participant deferral / active EE | $6,644 | $2,919+127.6% | $3,958+67.9% | $4,139+60.5% |
| Admin fee / account holder | $2,087 | $5,982-65.1% | $6,033-65.4% | $7,234-71.1% |