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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,914 | $183,592-51.6% | $155,574-42.8% | $145,877-39.0% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 13.80% | 61.37%-47.6pp | 64.87%-51.1pp | 551.28%-537.5pp |
| Employer contribution / active EE | $2,392 | $5,317-55.0% | $4,676-48.8% | $4,663-48.7% |
| Participant deferral / active EE | $4,427 | $6,466-31.5% | $5,629-21.4% | $6,691-33.8% |
| Admin fee / account holder | $1,733 | $19,316-91.0% | $15,914-89.1% | $13,402-87.1% |