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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,245 | $160,028+74.5% | $147,080+89.9% | $145,884+91.4% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 10.42% | 98.60%-88.2pp | 420.17%-409.7pp | 551.85%-541.4pp |
| Employer contribution / active EE | $3,488 | $5,286-34.0% | $4,933-29.3% | $4,662-25.2% |
| Participant deferral / active EE | $12,727 | $8,422+51.1% | $8,066+57.8% | $6,690+90.3% |
| Admin fee / account holder | $3,861 | $15,030-74.3% | $12,989-70.3% | $13,392-71.2% |