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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,245 | $159,934+74.6% | $147,005+90.0% | $145,959+91.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 10.42% | 98.24%-87.8pp | 418.76%-408.3pp | 561.95%-551.5pp |
| Employer contribution / active EE | $3,488 | $5,287-34.0% | $4,934-29.3% | $4,661-25.2% |
| Participant deferral / active EE | $12,727 | $8,427+51.0% | $8,070+57.7% | $6,689+90.3% |
| Admin fee / account holder | $3,861 | $15,053-74.4% | $13,006-70.3% | $13,398-71.2% |