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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,826 | $132,634-68.5% | $115,768-63.9% | $137,256-69.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 18.13% | 160.70%-142.6pp | 100.46%-82.3pp | 220.34%-202.2pp |
| Employer contribution / active EE | $1,406 | $3,360-58.1% | $2,940-52.2% | $4,156-66.2% |
| Participant deferral / active EE | $3,844 | $5,619-31.6% | $4,917-21.8% | $6,407-40.0% |
| Admin fee / account holder | $349 | $15,028-97.7% | $12,439-97.2% | $12,270-97.2% |