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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,826 | $139,948-70.1% | $121,663-65.6% | $154,746-73.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 18.13% | 230.52%-212.4pp | 147.54%-129.4pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,406 | $3,521-60.1% | $3,020-53.4% | $4,379-67.9% |
| Participant deferral / active EE | $3,844 | $5,629-31.7% | $4,887-21.3% | $6,730-42.9% |
| Admin fee / account holder | $349 | $17,321-98.0% | $14,289-97.6% | $14,365-97.6% |