Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,680 | $77,472-72.0% | $100,392-78.4% | $80,935-73.2% |
| Participation rate | 52.5% | 76.9%-24.4pp | 81.5%-29.0pp | 67.7%-15.2pp |
| Annual return | 17.11% | 37.26%-20.2pp | 49.45%-32.3pp | 35.66%-18.6pp |
| Employer contribution / active EE | $1,562 | $2,800-44.2% | $3,941-60.4% | $2,757-43.4% |
| Participant deferral / active EE | $2,059 | $6,818-69.8% | $8,090-74.5% | $4,299-52.1% |
| Admin fee / account holder | $1,233 | $5,885-79.0% | $7,904-84.4% | $6,924-82.2% |