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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,250 | $160,070-78.6% | $147,117-76.7% | $145,897-76.5% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.5pp | 80.3%-7.6pp |
| Annual return | 15.58% | 98.69%-83.1pp | 420.54%-405.0pp | 552.29%-536.7pp |
| Employer contribution / active EE | $1,927 | $5,285-63.5% | $4,932-60.9% | $4,663-58.7% |
| Participant deferral / active EE | $4,455 | $8,419-47.1% | $8,065-44.8% | $6,689-33.4% |
| Admin fee / account holder | $662 | $15,035-95.6% | $12,993-94.9% | $13,390-95.1% |