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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,395 | $289,211+39.5% | $260,467+54.9% | $198,609+103.1% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 13.25% | 112.90%-99.6pp | 100.60%-87.4pp | 202.70%-189.5pp |
| Employer contribution / active EE | $4,650 | $4,663-0.3% | $4,239+9.7% | $5,055-8.0% |
| Participant deferral / active EE | $23,500 | $6,812+245.0% | $6,319+271.9% | $6,977+236.8% |
| Admin fee / account holder | $15,467 | $16,236-4.7% | $15,4610% | $19,030-18.7% |