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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,739 | $110,379-44.1% | $102,412-39.7% | $145,884-57.7% |
| Participation rate | 57.1% | 77.9%-20.8pp | 74.5%-17.4pp | 80.3%-23.2pp |
| Annual return | 11.13% | 24.84%-13.7pp | 24.94%-13.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,762 | $4,216-58.2% | $3,870-54.5% | $4,662-62.2% |
| Participant deferral / active EE | $8,970 | $5,622+59.6% | $5,060+77.3% | $6,690+34.1% |
| Admin fee / account holder | $869 | $9,745-91.1% | $8,388-89.6% | $13,392-93.5% |