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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,028 | $183,516-80.9% | $155,534-77.5% | $145,884-76.0% |
| Participation rate | 78.9% | 82.7%-3.8pp | 78.2%+0.7pp | 80.3%-1.4pp |
| Annual return | 15.22% | 61.43%-46.2pp | 64.92%-49.7pp | 551.85%-536.6pp |
| Employer contribution / active EE | $3,340 | $5,315-37.2% | $4,675-28.6% | $4,662-28.4% |
| Participant deferral / active EE | $5,826 | $6,467-9.9% | $5,630+3.5% | $6,690-12.9% |
| Admin fee / account holder | $688 | $19,293-96.4% | $15,900-95.7% | $13,392-94.9% |