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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,505 | $185,312-49.5% | $161,489-42.1% | $154,746-39.6% |
| Participation rate | 64.7% | 82.5%-17.8pp | 78.7%-14.0pp | 80.7%-16.0pp |
| Annual return | 12.49% | 103.84%-91.4pp | 89.72%-77.2pp | 172.34%-159.9pp |
| Employer contribution / active EE | $2,693 | $4,769-43.5% | $4,268-36.9% | $4,379-38.5% |
| Participant deferral / active EE | $5,391 | $6,350-15.1% | $5,630-4.2% | $6,730-19.9% |
| Admin fee / account holder | $13,436 | $18,654-28.0% | $16,006-16.1% | $14,365-6.5% |