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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,246 | $177,156-49.6% | $147,027-39.3% | $154,746-42.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 20.19% | 21.94%-1.7pp | 20.23%0pp | 172.34%-152.1pp |
| Employer contribution / active EE | $3,873 | $4,336-10.7% | $3,626+6.8% | $4,379-11.6% |
| Participant deferral / active EE | $14,558 | $5,797+151.1% | $4,933+195.1% | $6,730+116.3% |
| Admin fee / account holder | $393 | $14,904-97.4% | $12,223-96.8% | $14,365-97.3% |