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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,582 | $183,627-52.3% | $155,602-43.7% | $145,978-40.0% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 12.00% | 61.32%-49.3pp | 64.81%-52.8pp | 550.52%-538.5pp |
| Employer contribution / active EE | $12,215 | $5,316+129.8% | $4,675+161.3% | $4,662+162.0% |
| Participant deferral / active EE | $5,277 | $6,466-18.4% | $5,629-6.3% | $6,690-21.1% |
| Admin fee / account holder | $1,233 | $19,327-93.6% | $15,923-92.3% | $13,400-90.8% |