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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,831 | $139,948-84.4% | $121,663-82.1% | $154,746-85.9% |
| Participation rate | 80.0% | 78.0%+2.0pp | 74.5%+5.5pp | 80.7%-0.7pp |
| Annual return | 25.09% | 230.52%-205.4pp | 147.54%-122.5pp | 172.34%-147.2pp |
| Employer contribution / active EE | $1,866 | $3,521-47.0% | $3,020-38.2% | $4,379-57.4% |
| Participant deferral / active EE | $3,447 | $5,629-38.8% | $4,887-29.5% | $6,730-48.8% |
| Admin fee / account holder | $993 | $17,321-94.3% | $14,289-93.0% | $14,365-93.1% |