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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,382 | $208,088-60.9% | $186,193-56.3% | $154,746-47.4% |
| Participation rate | 71.4% | 80.0%-8.6pp | 77.1%-5.7pp | 80.7%-9.3pp |
| Annual return | 20.82% | 89.97%-69.2pp | 78.03%-57.2pp | 172.34%-151.5pp |
| Employer contribution / active EE | $4,198 | $4,340-3.3% | $3,918+7.1% | $4,379-4.1% |
| Participant deferral / active EE | $9,913 | $7,078+40.0% | $6,513+52.2% | $6,730+47.3% |
| Admin fee / account holder | $1,375 | $11,698-88.2% | $11,058-87.6% | $14,365-90.4% |