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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,382 | $182,442-55.4% | $163,379-50.2% | $138,895-41.4% |
| Participation rate | 71.4% | 79.8%-8.4pp | 76.8%-5.4pp | 79.9%-8.5pp |
| Annual return | 20.82% | 72.74%-51.9pp | 63.41%-42.6pp | 145.39%-124.6pp |
| Employer contribution / active EE | $4,198 | $4,159+0.9% | $3,752+11.9% | $4,194+0.1% |
| Participant deferral / active EE | $9,913 | $6,817+45.4% | $6,282+57.8% | $6,396+55.0% |
| Admin fee / account holder | $1,375 | $10,396-86.8% | $9,818-86.0% | $12,562-89.1% |