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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,459 | $110,137-8.8% | $161,149-37.7% | $82,637+21.6% |
| Participation rate | 85.7% | 72.4%+13.4pp | 78.8%+6.9pp | 68.1%+17.7pp |
| Annual return | 17.69% | 20.69%-3.0pp | 21.16%-3.5pp | 53.51%-35.8pp |
| Employer contribution / active EE | $807 | $2,856-71.7% | $4,360-81.5% | $2,552-68.4% |
| Participant deferral / active EE | $6,064 | $4,575+32.6% | $6,153-1.5% | $4,126+47.0% |
| Admin fee / account holder | $7,521 | $9,467-20.6% | $15,194-50.5% | $7,339+2.5% |